Get Your Money Fast with Elite Payday Loans

Elite Payday Loans is a direct lender. We underwrite and fund every loan we offer. No matching service. No middleman.

Payday Loans in Westerly

Locations in Westerly

Payday Loans in Westerly, Rhode Island: What to Know

Elite Payday Loans is a direct payday lender serving residents of Westerly, Rhode Island (population about 23,000, Washington County). Apply online in minutes and receive a same-business-day decision. Payday lending in Rhode Island is governed by R.I. Gen. Laws § 19-14.4.

Rhode Island Payday Loan Rules: Summary for Westerly Borrowers

$500

Max Loan Amount

Varies

Max Term

Required

Lender License

A $300 two-week loan typically costs about $45 in fees.

Governing law: R.I. Gen. Laws § 19-14.4

Full Rhode Island payday loan rules → Rhode Island Payday Loan Guide

More Resources for Westerly Residents

Explore more Elite Payday Loans resources for Westerly residents: Payday Loans • Cash Advance Loans • Bad Credit Loans • Same Day Loans.

Have a general question about payday loans? See our Payday Loan FAQ.

New to payday loans? See what to bring and how the rules differ by state before you visit.

Other Payday Loan Locations in Rhode Island

Payday loans are also available in these nearby Rhode Island cities: Narragansett (18 mi), North Kingstown (25 mi), or Coventry (25 mi).

What are you waiting for?

Get started today and get a loan of up to $1,000!

Get started

428 Smith St, Providence, RI 02908 | (401) 812-3776

All loans provided by Elite Payday Loans are subject to approval through our standard underwriting process. Rates, fees, repayment terms, and product availability are determined by the applicant's state of residence and individual financial profile. Not all applicants will be approved, and approved loan amounts may fall below the maximum advertised. Applicable terms and conditions apply to every loan product. Our lending products are designed for short-term financial needs and should not serve as a replacement for a long-term financial strategy. Borrowers who are experiencing ongoing financial difficulty should consider consulting a licensed credit counselor. Applications submitted online may require verification of submitted information before funds are released, which could add up to two business days to the disbursement timeline.

Submitting an application to Elite Payday Loans will not affect your FICO® Score. As part of our review, we may obtain information from a non-traditional consumer reporting agency. An inquiry of this type may appear on your record with that agency; however, it will not influence your FICO® Score.

USA PATRIOT ACT NOTICE: Federal law requires all financial institutions to obtain, verify, and record information that identifies each individual who opens an account. When you apply, we will ask for your name, address, date of birth, and other identifying details. You may also be required to present a valid driver's license or other government-issued identification.

If you use assistive technology or experience any difficulty accessing this website, please call (401) 812-3776 and we will provide assistance.

Apply Now